Win a share of $3,000 cash
This is quite a special competition. You get a chance to win when you take a loan. If you in need of some financing anyway and want to take out some loan anyway then go for this one for the extrac chance of some free cash.
Review"Win a share of $3,000 cash" is a competition by Credit24 and has a prize pool of $3,000 for 3 prizes. The prize pool is good! Participation is free. The terms look a bit strange.
Our rating: 3 (of 5.0) © AussieContests,
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Terms and conditions of the competition "Win a share of $3,000 cash "
according to the competition's organizers.
Information on how to enter and prizes form part of the Terms and Conditions of Entry. Entry into this competition deems acceptance of these Terms and Conditions.
To the extent of any inconsistency between these Terms and Conditions and any other reference to this competition, these Terms and Conditions prevail.
Who can enter
Subject to clause 4, entry is open to all residents of Australia over the age of 18, as of the date of entry, who have fulfilled the requirements set out below. credit criteria applies
Employees, and their immediate families, of the Promoter, Permitz Group Pty Ltd (www.permitzgroup.com.au) and associated agencies and companies are not eligible to enter this competition. Immediate family means any of the following: spouse, ex-spouse, defacto spouse, child or step child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or 1st cousin. The Promoter is MCB Finance Limited (ABN 59 130 894 405) of Suite 603, Level 6, 68 Alfred Street Milsons Point NSW 2061 (‘Promoter’). Credit licence number 422839.
How to enter
Entrants may enter the competition by applying for a loan from $2,000 to $5,000 and completing the transaction during the Promotional Period (defined below). Completion of transaction means the entrants must have applied and had been issued the loan amount in the Promotion Period or received the loan amount paid to their account by MCB Finance Australia Pty Ltd during the Promotional Period (‘Eligible Loan’). To apply for a loan, entrants must follow the application process set out online at www.credit24.com.au. Normal lending criteria apply.
Entries must include all requested contact details, including a valid email address, and mobile number to be eligible to win. Entrants may only enter in their own name. Inaudible, incomprehensible, illegible, and incomplete entries will be deemed invalid.
Number of Entries permitted
One entry per person is permitted per Eligible Loan.
Open, Close, Draw and Publish dates
The competition commences 13/07/2013 at 00:01 AEST and closes 30/09/2013 at 18:00 AEST (‘Promotional Period’). Entries must be received by the Promoter prior to the competition close date and time.
The winners will be the first valid entries drawn at the Promoter’s premises on 30/09/2013 at 7:00pm. The Promoter will ensure that all entries have an equal chance of winning a prize.
The winners will be notified by email within two business days of the draw and if the winner is from South Australia their name will be published in the Adelaidenow newspaper on 04/10/2013. The winners will be published at www.credit24.com.au on 04/10/2013 for 28 days.
Prizes will be sent within 28 days of the draw.
The Promoter may conduct such further draws on 30/12/13 at the same time and place as the original draw in order to distribute any prizes unclaimed by this date, subject to State and Territory legislation. Winners of any further draws will be notified by mail within two business days of the draw and and if the winner is from South Australia their name will be published in the Adelaidenow newspaper on 07/01/2014. The winners will be published at www.credit24.com.au on 07/01/2014 for 28 days.
Prize on offer
Total prize value is up to $3000 (Including GST), as at 30/05/13
The prize on offer is:
[ number of winners ] [ full details ] [ RRP for each prize ]
Three (3) Winners $1000 each $1000
For any cash prizes your name on your entry must be that of an eligible bank account as verified in the loan application process, to which a cheque can be cashed or the money deposited directly into the nominated bank account. The Promoter will send cash to the bank account nominated and verified in the loan process or take reasonable steps to send cheques in the names as specified in the original entry. Winning entries will be those that have met credit criteria and have been verified in the loan application process. No applications or entries will be accepted from persons under 18 years of age.
Further Terms and Conditions
Any entrant found to have used a third party (including online competition entry site) to enter on their behalf will have all entries invalidated and any claim they have to any prize will be invalidated. If such an entrant is awarded a prize and then found to have breached this clause, the entrant must immediately return any prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the entrant has breached this clause. An entrant must provide any requested documentation to the Promoter upon request.
Any entrant found to be entering incorrect contact details, including incorrect email contact details, will have all entries invalidated and any claim to any prize will be invalidated. If such an entrant is awarded a prize and then found to have breached this clause, the entrant must immediately return any prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the entrant has breached this clause. An entrant must provide any requested documentation to the Promoter upon request.
Each prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated.
The Promoter highly recommends a current residential street address be provided when requested for ease of correspondence and potential prize delivery. The Promoter makes all reasonable efforts to deliver prizes to the addresses provided by competition entrants. The Promoter cannot guarantee that any prizes returned to the Promoter due to non-delivery at the provided address will be re-sent to the prize winner.
The Promoter reserves the right to request winners to sign a winner’s deed of release or any other relevant forms or agreements that the Promoter deems necessary, to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and/or proof of entry validity (including phone bill) in order to claim a prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of the Promoter. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
The Promoter reserves the right to conduct a redraw in the event that an entrant, claiming to be a winner, is unable to satisfy these Terms and Conditions or has breached these Terms and Conditions.
The Promoter’s decision in relation to any aspect of the competition is subject to State and Territory legislation but also final and binding on each person who enters. No correspondence will be entered into. No responsibility is accepted for late, lost or misdirected entries. Prizes are subject to availability, not transferable or exchangeable and, with the exception of cash prizes, cannot be taken as cash. Prizes will be sent to the winner’s nominated address as stated in their original entry. The Promoter and their associated agencies, and companies associated with this promotion will take no responsibility for prizes damaged or lost in transit.
Copyright, Statutory guarantees, Waiver and liability
All entries and any copyright subsisting in the entries become and remain the property of the Promoter who may publish or cause to be published any of the entries received. The Promoter and its related entities collects entrants’ personal information for the purpose of conducting and promoting this competition (including but not limited to determining and notifying winners) and for related purposes which would reasonably be expected without your permission. For example, we may from time to time use your personal information to provide you with information about products and services which we expect may be of interest to you. However, we do respect your right to direct us not to do this if and when any future communication is sent to you by the Promoter. We may disclose personal information to essential service providers who provide services in connection with our products and services. You may request access to your personal information by writing to The Privacy Officer, Legal Compliance Department, MCB Finance Limited of Suite 603, Level 6, 68 Alfred Street Milsons Point NSW 2061
In participating in the prizes, the winners agree to participate and co-operate as required in all editorial activities relating to the Competition, including but not limited to being interviewed and photographed. The winners (and their companions) agree to granting the Promoter a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide, including online social networking sites, and the winners (and their companions) will not be entitled to any fee for such use.
Prize-winners are advised that tax implications may arise from their prize winnings and they should seek independent financial advice prior to acceptance of that prize.
The Promoter (subject to State and Territory legislation) reserves the right to amend, cancel or suspend this competition if an event beyond the control of the Promoter corrupts or affect the administration security, fairness, integrity or proper conduct of this competition. The Promoter will disqualify any individual who has tampered with the entry process or any other aspect of this competition. In particular, SMS entries via the Internet, computer generation and use “scripting” is not permitted and will not be accepted.
Any cost associated with accessing the promotional website is the entrants responsibility and is dependent on the Internet service provider used.
Nothing in these Terms and Conditions limit, exclude or modify or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (Non-Excludable Guarantees). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.
Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoters control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Entrant; or (f) use of a prize The Promoter (including its’ officers, employees and agents) excludes all liability for any loss (including, without limitation, indirect, special or consequential loss or loss of profits or opportunity), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this competition including taking or using a prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law), including the Non-Excludable guarantees. Any change in value of the prize occurring between the publishing date and date the prize is claimed is not the responsibility of the Promoter.
NSW Permit No. LTPS/13/04140. ACT Permit No. TP13/01939.
© Copyright with the competition's organizers.